Proposal for a Regulation of the European Parliament and Council amending Regulation (EU) 2017/2402 (Securitisation Regulation) and Regulation (EU) 2013/575 (Capital Requirements Regulation)

CALL FOR EVIDENCE Ref. Ares(2025)1349535 - 19/02/2025 FOR AN EVALUATION AND IMPACT ASSESSMENT RUN IN PARALLEL This document aims to inform the public and stakeholders about the Commission's work so they can provide feedback on the intended initiative and participate effectively in consultation activities. We ask these groups to provide views on the Commission's understanding of the problem and possible solutions, and to give us any relevant information they may have, including on the possible impacts of the different options. TITLE OF THE INITIATIVE Review of the securitisation framework LEAD DG – RESPONSIBLE UNIT The Directorate‑General for Financial Stability, Financial Services and Capital Markets Union, Unit A1 - Policy definition and coordination, Unit D1 - Banking regulation and supervision, and Unit D4 - Insurance and LIKELY TYPE OF INITIATIVE Legislative initiative INDICATIVE PLANNING Q2 2025 ADDITIONAL INFORMATION “–“ pensions A. Political context, evaluation, problem definition & subsidiarity check Political context Enhancing the EU Securitisation Framework is a key initiative under the Savings and Investment Union. Securitisation is a process that allows an issuer to bundle the risk of the securitised assets (such as mortgages, leasing/factoring, credit card exposures), to tranche the risk into segments with different risk profiles, and transfer it to the wider financial system. On the one hand, it can serve as both a tool for funding...