VR Bank Ravensburg-Weingarten

Reports of Cases JUDGMENT OF THE COURT (Fifth Chamber) 14 March 2024* (Reference for a preliminary ruling – Consumer protection – Directive 2014/17/EU – Article 25(3) – Credit agreements for consumers relating to residential immovable property – Early repayment – Compensation of the creditor – Loss of profit of the creditor – Method of calculating loss of profit) In Case C-536/22, REQUEST for a preliminary ruling under Article 267 TFEU from the Landgericht Ravensburg (Regional Court, Ravensburg, Germany), made by decision of 8 August 2022, received at the Court on 10 August 2022, in the proceedings MW, CY v VR Bank Ravensburg-Weingarten eG, THE COURT (Fifth Chamber), composed of E. Regan, President of the Chamber, Z. Csehi (Rapporteur), M. Ilešič, I. Jarukaitis and D. Gratsias, Judges, Advocate General: M. Campos Sánchez-Bordona, Registrar: A. Calot Escobar, having regard to the written procedure, after considering the observations submitted on behalf of: – VR Bank Ravensburg-Weingarten eG, by T. Winter, Rechtsanwalt, – the German Government, by J. Möller and M. Hellmann, acting as Agents, – the European Commission, by C. Auvret, H. Tserepa-Lacombe and G. von Rintelen, acting as Agents, * Language of the case: German. EN after hearing the Opinion of the Advocate General at the sitting on 28 September 2023, gives the following Judgment 1 This request for a preliminary ruling concerns the interpretation of Article 25(3) of...